Spreadsheets work great when you manage a handful of clients and policies. Once your database grows past 50 active clients, bottlenecks emerge. Anniversary dates get missed, cross-sell opportunities get lost in notes, and if someone is out sick, no one knows what was last discussed. A CRM acts as a reliable filing system—without it, you're constantly putting out fires; with it, client management stays under full control.

For each financial product (insurance policy, mortgage, investment), simply enter the anniversary date. Raynet automatically alerts you (and team members, if desired) as far in advance as you set—typically 60 or 90 days ahead. Notifications pop up as tasks in the system, giving you time to reach out with a better offer before competitors do.

Each product is managed as an independent deal card where you select the category (e.g., mortgage, life insurance, loan), deal stage, commission amount, and anniversary date. On the client's main profile, you see a complete overview of their family or business portfolio: what is currently active, active opportunities, and potential areas for expansion. Customize the entire layout without needing IT assistance.

Yes, Raynet features a fully built-in tool for online document signing. Send any proposal, contract, or power of attorney to a client via email. The client opens the link on their phone or computer and signs on-screen. Under the EU eIDAS regulation, this signature is 100% legally binding, and the finalized document automatically archives in the client's profile.

To get started, you receive a pre-built template designed specifically for financial advisory work, along with video guides and detailed tutorials. You don't have to build anything from scratch—the system includes pre-set deal stages and custom fields for tracking commissions and anniversaries, so you can start working in minutes without coding.

License prices range from €16 to €41 per user per month depending on the chosen plan. A solo freelance advisor starts at €16 per month. A small team of 3 users costs approximately €48 to €135 per month. There are no setup fees or long-term commitments—you pay monthly and can cancel anytime. Try the first 30 days completely free without entering a credit card.

All data is stored on secure Amazon Web Services (AWS) servers in Frankfurt—strictly within the EU and in full compliance with GDPR regulations. Raynet holds strict ISO 27001 security certification, automatically backs up data every 24 hours, and retains backups for at least 90 days. Additionally, all data is insured against damage, theft, or breach with Colonnade insurance up to €200,000.